GENERAL DISCLAIMERS

© 2023 Société Générale and its affiliates. All rights reserved.

This is the website of Société Générale, Singapore Branch ("SG Singapore") in respect of the certificates issued by SG Issuer and listed on the Singapore Exchange Securities Trading Limited ("Certificate"). Information provided on this Website is provided by SG Singapore. The Certificates do not constitute deposit-obligations of Societe Generale.

SG Issuer is a limited liability company incorporated under the laws of Luxembourg and is a 100 percent subsidiary of the Societe Generale Bank & Trust S.A. and a fully consolidated company. SG Issuer invests in particular financial instruments, or any other debt securities, acknowledgements of debts or capital securities and to issue debt securities, bonds, certificates, warrants and other debt securities, or acknowledgements of debt or financial securities.

SG Singapore is a licensed wholesale bank in Singapore and is regulated by the Monetary Authority of Singapore. It has been established in Singapore, performing a range of services including lending, foreign exchange, money market and derivatives trading, as well as commodity finance, mergers, acquisitions and advisory, since 1979.

A reference to the "Website" is to https://certificates.socgen.com and all web pages thereunder, including the content, information, applications, programmes, images, sounds, graphics, video and other materials displayed therein and the functionalities or services provided therein. The information on this Website, and its contents (including indicative terms) are provided for information purposes only and do not constitute an offer, a solicitation of an offer or invitation, advertisement, inducement, representation of any kind or form whatsoever or any advice or recommendation to buy or sell any securities referred to herein (whether on the indicative terms or otherwise).

The content of this Website is directed at and available for general circulation to residents of Singapore only. It may be illegal to download any information from this Website in other countries. SG Singapore, members of the Societe Generale group companies and their related corporations and affiliates (the "SG Group") disclaim all responsibility if you download any information from this Website in breach of any law of the country in which you are residing. Information on this Website is not directed at, and must not be relied, or acted, upon by persons residing outside Singapore. By entering this Website, you confirm that you are a resident of Singapore and agree to be bound by the disclaimers and covenants set out below and published on this Website. If you do not agree with such disclaimers and covenants, you must stop using and/or accessing the Website.

SG Group entities and their officers, directors and/or employees, may from time to time (i) deal in, profit from the trading of, hold or act as market-makers or act as advisers, brokers or bankers in relation to the Warrants, index, securities, derivatives, products, persons, firms or entities which may be referred to or information in respect of which is available on this Website or (ii) be represented on the board of such persons, firms or entities. SG Group entities and their officers, directors and/or employees, or individuals connected to them, may from time to time have a position in or be holding any of the investments or related investments mentioned on this Website. SG Group entities and their officers, directors and/or employees, or individuals connected to them may from time to time effect transactions which are not consistent with any information or material herein. The above situations may lead to potential conflicts of interest between you and the SG Group. You fully consent that the SG Group shall be under no obligation to disclose those situations as and when they arise, and you fully consent to the retention of such benefits and/or profits for their own account.

The information or material herein (including any opinion or forecast) is provided in good faith and has been obtained and derived from sources believed to be reliable and accurate at the date indicated. However, we have not verified all the information and we do not represent or warrant the completeness, reliability, accuracy, timeliness or fitness for any purpose of any of the information or material and therefore it should not be relied upon. The SG Group may not, and have no obligation to, update the information or correct any inaccuracy which subsequently becomes apparent. Opinions, estimates and other information contained herein may be changed or withdrawn without prior notice.

The content of this Website is not intended to provide any investment advice in relation to the buying and selling of securities referred to on this Website, any financial, legal, accounting or tax advice to any user and should not be relied upon in that regard. The content of this Website does not take account of your objectives, financial situation or needs. The advertisements in this website have not been reviewed by the Monetary Authority of Singapore.

Any indicative price quotations, disclosure materials or analyses have been prepared on assumptions and parameters that reflect good faith determinations by us and do not constitute advice by us. The assumptions and parameters used are not the only ones that might reasonably have been selected and therefore no guarantee is given as to the accuracy, completeness, or reasonableness of any such quotations, disclosure or analyses. We do not represent or warrant that any indicative performance or return will be achieved in the future. Past performance is not a guarantee or prediction of future performance.

None of the members of the SG Group and their affiliates or the directors, officers, employees or agents, of those entities gives any representation or warranty as to the reliability, completeness, timeliness, accuracy or fitness for any purpose of the information contained herein, or any third party website linked to this Website, nor does any of them accept any responsibility or liability for any loss or damage arising in any way (including by reason of negligence) out of errors or misstatements in, omissions from, or the reliance of any person on, the information.

Members of the SG Group and their affiliates assume no fiduciary or other responsibility or liability for any consequences, financial or otherwise, arising from the purchase of the Certificates mentioned herein. Any investment recommendation made does not take account of the specific investment objectives and/or financial resources of particular investors. This Website does not disclose all the risks and other significant aspects of the Certificates. Investors should make their own appraisal of the suitability and risks of their investment and should consult their own legal, financial, tax, accounting and other professional advisors in this respect prior to any subscription or acquisition. Investors risk the loss of part or all of their investment. Investment in the Certificates involves significant levels of risks and the Certificates should only be purchased by investors who are knowledgeable in investment matters or who have obtained appropriate investment advice.

The Certificates constitute general unsecured contractual obligations of SG Issuer ("Issuer") and of no other person, and the guarantee constitutes general unsecured contractual obligations of Société Générale ("Guarantor") and of no other person. In particular, it should be noted that the Issuer issues a large number of financial instruments, including Certificates, on a global basis and, at any given time, the financial instruments outstanding may be substantial. If you purchase the Certificates you are relying upon the creditworthiness of the Issuer and the Guarantor and have no rights under the Certificates against the company which has issued the underlying securities, the sponsor of the underlying indices or any companies forming part of any indices to which the Certificates relate. There is no assurance that an active trading market for the Certificates will sustain throughout the life of the Certificates, or if it does sustain, it may be due to market-making on the part of the Designated Market-Maker (as defined in the relevant Supplemental Listing Document). The Issuer acting through its Designated Market Maker may be the only market participant buying and selling the Certificates. Therefore, the secondary market for the Certificates may be limited and you may not be able to realise the value of the Certificates. Do note that the bid-ask spread increases with illiquidity.

COPYRIGHT AND TRADEMARKS

Except where expressly stated, all intellectual and proprietary rights in the information and content contained in this Website (including but not limited to text, software, code, scripts, webpages, music, sound, photographs, video, graphics, graphical user interface, forms, diagrams or other materials contained in the Website or any functionalities, service, information and/or features offered through the Website) is owned by or licensed to SG Singapore. You may access and/or use the information for your own personal reference only, and your access and/or use of such information must be in compliance with the Copyright Act 2021 of Singapore and any and all other applicable laws (including intellectual property laws). The information contained in this Website may not otherwise be reproduced, adapted, reverse-engineered or altered and must not be distributed, republished, displayed, broadcast, hyperlinked, transferred, communicated, or transmitted to any other person or incorporated in any way into another document or other material.

The use of any trademarks, service marks, business and domain names, trade dresses, get-ups, emblems and logos displayed on this Website is strictly prohibited unless written permission for such use is obtained from SG Singapore and/or, where relevant, such third party, which may own the trademarks and logos.

LINKS

This Website may contain links to other websites which are not operated by SG Singapore. These links have been provided solely for you to obtain further information about other relevant products and entities in the market. We have no control over the information referred to on these sites or the products or services on them, and therefore make no representations and accept no responsibility or liability regarding the accuracy or suitability of the information, services or products described on them. You are advised to make your own enquiries in relation to third parties described or linked on this internet site. Inclusion of a link to a third party site should not be construed as an endorsement of such third party site by us or that party's endorsement of this Website, and you agree that your access to or use of such linked sites is entirely at your own risk.

By linking to sites not operated by us, SG Singapore is not authorising the reproduction of any material on such sites, as such material may be the subject of third party intellectual property rights.

PRIVACY

Please read the SG Singapore Data Protection Policy which is available from this weblink: https://www.societegenerale.asia/en/data-policy/data-protection-policy/ (the "Data Protection Policy") to understand how your personal information will be treated when you use this Website.

You acknowledge and expressly agree, on your own behalf and on behalf of any third party individuals, that Société Générale is authorised to collect, store, use and disclose your personal data relating to you and/or such third party individuals in accordance with its Data Protection Policy as amended from time to time. For example, Société Générale is permitted to collect and store personal data relating to you and/or such third party individuals on its information systems, to use and disclose such data to legal entities of SG Group, as well as, if need be, to its agents and service providers and, if required by applicable law, to competent courts of law and other public authorities, provided that such collection, storage, use and disclosure is in accordance with the purposes set out in the Data Protection Policy. Where any personal data relating to any third party individuals has been provided by you to Société Générale, you warrant and represent to Société Générale that you have (i) informed such third party individual that their personal data has been or will be disclosed to Société Générale; (ii) informed such third party individual that such personal data will be collected, used, stored, disclosed, transferred or otherwise processed by Société Générale in the manner and for the purposes as set out in the Data Protection Policy; and (iii) obtained the consent of such third party individual for the foregoing. Communications involving your and other people's personal data may be transferred to countries whose legislation on the protection of personal data differs from that applicable in your local jurisdiction. In particular, personal data will be disclosed to Société Générale personnel to process transactions and for the general operation of the Website. Please refer to Data Protection Policy for further details on the collection and processing of your personal data.

RISKS RELATING TO THE USE OF THE INTERNET

Société Générale may, in its sole discretion, for any reason, at any time and without either notice or liability, temporarily or permanently cease to operate the Website or any subpart and/or modify, suspend, restrict or withdraw your access to the Website or any subpart.

The Website is provided “as is” to you and at your own risk. Société Générale does not make any representation or give any warranty of any kind (whether implied, express or statutory) regarding the Website and the results that may be obtained from its use, including any warranties of non-infringement of third party rights, title, merchantability, satisfactory quality or fitness for a particular purpose. All conditions, warranties or other terms which might have effect between you and Société Générale or be implied or any collateral contract whether by legislation, common law or otherwise are hereby excluded to the maximum extent permitted by law. Without prejudice to the generality of the following, Société Générale does not warrant:

(a) that use of the Website will be uninterrupted or error free;

(b) the accuracy, reliability, timeliness, adequacy or completeness of the information and content on the Website;

(c) that the Website will be free from malware; and/or

(d) that use of the Website will not infringe rights of third parties.

Neither Société Générale, nor any of its agents, affiliates or licensors will be liable for any losses, expenses, damages or other claims or expenses arising out of: (i) your use of the Website, including any use in connection with the trading of any financial products; or (ii) interception by third parties of any information made available to you via the Website.

Neither the SG Group, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of the Website, or resulting from the act or omission of any other party involved in making the Website or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of Société Générale or of any vendor providing software or services support. In no event will Société Générale, its affiliates or any such parties be liable to you for any loss of profit, direct, special, indirect, consequential, punitive, incidental damages or any other damages of any kind even if Société Générale or any other party have been advised of the possibility or likelihood of such damages.

Transactions over the internet may be subject to interruption, transmission blackout, delayed transmission due to internet traffic or incorrect data transmission due to the public nature of the internet. SG Singapore does not guarantee the security of any information transmitted over, through or via the Website or internet (in particular, you accept that any information transmitted or received through the Website may be accessed by unauthorised third parties) .

TERMINATION AND EFFECTS OF TERMINATION

We may, at our discretion, suspend or terminate any right to access and/or use the Website or any part thereof at any time without prior notice and without having to provide any reasons for such termination.

Termination will not affect any rights or obligations accrued prior to the effective date of termination or any obligations under these General Disclaimers which are meant to survive termination.

AMENDMENTS AND UPDATES

We do not undertake to update this Website regularly but we may amend these terms and conditions at any time by posting the updated terms on this Website. No other form of notification will be delivered to you. You agree that the amended version of these terms and conditions shall apply to you if you continue to access or use the Website after such amendments have been made, and you shall be deemed to have consented to such amendments. If you do not accept such amendments, you must stop using and/or accessing the Website.

LIMITATION OF LIABILITIES

In no event will any member of the SG Group or their licensors be liable to any party for any loss of profit, direct, special, indirect, consequential, punitive, incidental damages or any other damages of any kind arising out of any use of this Website even if Société Générale or any other party are expressly advised of the possibility or likelihood of such damages.

RIGHTS OF THIRD PARTIES

A person or entity who is not a party to these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) to enforce any term herein, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. For the avoidance of doubt, nothing in these terms and conditions shall affect the rights of any permitted assignee or transferee of these terms and conditions.

CHOICE OF LAW AND JURISDICTION

These terms and conditions are governed by the Laws of Singapore without regard to principles of conflicts of laws. All disputes shall be adjudicated within the exclusive jurisdiction of the courts of Singapore.